Your financial life can feel complex, especially when accounts, investments, and decisions accumulate over time. Our 7-Question Financial Checkup Score is a quick way to assess how organized and prepared you are across the key areas of your financial picture. It takes less than a minute and highlights where you’re strong — and where a conversation may help bring more clarity and confidence to your plan.


How to Score Your Checkup

For each question, give yourself:

2 points — Yes, this is in place and current

1 point — Somewhat, but it may need attention

0 points — No, or I’m not sure
_______________________________________

The Financial Checkup Score

1. Investments – General
Do you have a formal investment plan in place, and has it been reviewed in the past 12 months?

2. Investments – Retirement
Have you reviewed your IRAs and determined whether a Traditional or Roth IRA is best for you?

3. Education Funding
Have you established an education savings plan for your children or grandchildren?

4. Estate Planning Strategies
Do you have an up-to-date will and a plan for how your assets should be handled?

5. Insurance & Risk Management
Have you reviewed your insurance coverage to help ensure your family is financially prepared if something happens to you?

6. Cash Management
Do you follow a monthly budget that tracks income, expenses, and savings?

7. Financial Organization
Do you know where your key financial documents are, and are they organized?

_______________________________________

What Your Score May Mean

11–14 Points: Well Organized
You have many important pieces of your financial life in place. Now may be a good time to review how these areas work together and identify opportunities to strengthen your long-term strategy.

6–10 Points: Making Progress
You have started building a foundation, but some areas may need additional attention. A coordinated wealth plan can help bring more structure, clarity, and direction to your financial life.

0–5 Points: Time for a Checkup
You may have several areas that would benefit from review. Starting with a financial checkup can help you organize what you have, identify priorities, and take meaningful steps toward a more confident future.
_______________________________________

Ready to Review Your Results?

Your score is only a starting point.

The real value comes from understanding what each answer means and how the different parts of your financial life fit together.